Who is this for?
Have You Tried Budgeting Programs That Didn't Work For You?
If any of these describe you, this is for you:
- Recently gone through a major life transition
- You feel like you make decent money, but are always strapped for cash
- You wonder where your money went and why you don't have any savings
- You feel like your debt is overwhelming
- You pay overdraft fees and don't know why
All of these concerns can be resolved with a SMART WOMAN Budget. Not only will we give you a structure, we'll show you how to implement it so it sticks.
instead...
Set a budget on your schedule!
Learn how to master every aspect of successful budgeting.
What's included
Course Curriculum
Along with the full curriculum, you'll get a one-on-one Meeting to discuss your specific questions and concerns. Plus access to open AMA (Ask Me Anything) Sessions with Pam and Catherine, and group support with other SMART WOMEN.
- Session 1: Introduction (12:01)
- Session 2: Get it Together (13:48)
- Session 3: Your Financial Tower (34:21)
- Session 4: Bucketing Your Money (7:02)
- Session 5: Tell Your Money What to Do (57:54)
- Session 6: Balancing Your Budget (17:59)
- Session 7: Making it Work (18:31)
- Session 8: The Directional Wheel (23:50)
- Session 9: What's Next
What you'll learn
The knowledge, skills and attitude women need for successful budgeting
The course covers...
- Get it Together - Introduce you to the concept of budgeting with the understanding that your financial decisions are dependent on your emotional behavior
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Your Financial Tower - Understand how your finances equate to your psyche using Your Financial Tower.
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Tell Your Money What to Do
- Using our exclusive App, you have control over your savings, spending, and lifestyle goals. Dive into the numbers of Income and Savings. Focus on needs vs wants with your Expenses
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Making it Work - Get clear on your next steps for implementing your budget and making it a success
- The Directional Wheel - Find your personal “why” in life using the concepts of the Directional Wheel.
More Information
Frequently Asked Questions
How do I know if this course is right for me?
If any of these describe you, you probably need this webinar series:
- Recently gone through a major life transition
- You feel like you make decent money, but are always strapped for cash
- You wonder where your money went and why you don't have any savings
- You feel like your debt is overwhelming
- You pay overdraft fees and don't know why
- You have tried other budgeting programs that didn't work
All of these concerns can be resolved with a SMART WOMAN Budget. Not only will we give you a structure, we'll show you how to implement it so it sticks.
How is this budgeting program different?
Most budgeting programs look backwards at your past spending. Our program teaches you a budgeting system that employs forward looking decisions, incorporates your personal "why", and uses separate accounts. Once you learn the system, you won't need spreadsheets and you won't have to track expenses.
What do I need to bring?
Bring a listening ear, a learning mind, and a positive attitude. We'll provide you with everything you need - video lessons, a PDF Workbook for notes, exercises, and journaling pages. And access to our exclusive SMART WOMEN Budgeting App.
You'll want to have access your bank and credit card statements for reference.
We'll show you how to create your own organizational system using a binder or folder for all your budgeting materials.
What if I miss a class?
We want you to know everything you need - that's why we are adding all our content to this online course. Work at your own pace - you won't miss a thing.
About Us
Meet Your Instructors
About Pam Horack, CFP®
Pam Horack makes financial planning simple. After graduating college with her Bachelor of Science degree in Finance, she began her financial career.
For over 20 years, she has worked in a variety of roles including customer relations, management and training and development roles in several banking, brokerage and mortgage companies.
Pam’s focus on financial education has helped her develop a style of taking complex financial ideas and making them simple to understand and implement.
At Pathfinder Planning, she developed her trademark “Mom” style of dishing out financial advice in a practical but caring way. She has been quoted in a variety of online and print publications including Yahoo! Finance, Parents Magazine, CNBC Online, Investment News and the Charlotte Observer.
With her downtime, Pam spends time reading and crafting - currently lots of cross stitch. She enjoys hiking and camping with her family and searching for items to pin to her Pinterest board titled "The Mountain House I Don't Have Yet."
Catherine DeMatte Burawski
Catherine DeMatte Burawski is a Pennsylvania native who has called Lake Tahoe, California home for the last 24 years. Along with her daughter, Mia, they enjoy a variety of outdoor sports, travel, family, arts and adventures.
Catherine recently veered from the world of art and design to explore wealth management. What she learned there became an integral part of how she sees the world and her passion for empowering women. Not only does she radiate a sense of bold design and creativity, she also embraces the science and numbers behind making a strong financial plan .
Catherine explores restoring order, defining lifestyle objectives and understanding financial peace with her clients and what it means individually to be empowered and live by our own design - on purpose and with purpose!
Karina Moretz, ChFC®
Karina is a “numbers nerd” who loves to puzzle out budgets. She received her Bachelors in Accounting Finance from Southern New Hampshire University and earned her Chartered Financial Consultant® designation from The American College of Financial Services.
She’s spent the last 20 years living across the U.S and overseas and has nearly a decade experience helping military families with their budgets by volunteering with the Navy Marine Corps Relief Society.
Karina enjoys drinking her morning coffee and reading. You can often find relaxing in her garden. She is always eager to explore new places and embraces challenges. Karina values building meaningful connections and making a positive impact on the world around her.